By: Melissa KerickWhether you're eyeing a new car or the home of your dreams, your credit report is crucial. It gives lenders a clear picture of your financial history, but it's not always accurate.
By: Melissa KerickAs you get ready to buy a home, you might be curious about what your monthly mortgage bill will include. You may have heard the terms “PITI payment” or “PITIA payment,” which refer to the various costs in your monthly mortgage bill.
By: Melissa KerickAs you’re preparing to buy a home, it’s a great idea to understand how to calculate your DTI, because this gives you a clearer picture of your finances and how much you can afford as far as a monthly mortgage payment.
By: Melissa KerickYour savings will play a major role in your home buying decisions. If you’re gearing up to buy a home, it’s probably a good idea to start saving ahead of time. But what costs exactly do you need to save up for?